Business Function & Lead Generation Model
EazyMoney is a loan lead generation and customer referral platform. EazyMoney does not operate as a lender and does not provide, sanction, approve, or disburse loans to customers.
1. Platform Overview & Primary Function
EazyMoney is a loan lead generation and customer referral platform. EazyMoney does not operate as a lender and does not provide, sanction, approve, or disburse loans to customers.
The primary function of EazyMoney is to generate leads from customers who are interested in obtaining loans and to facilitate their connection with suitable local loan agents or lender-associated representatives for further processing.
2. Collection of Basic Enquiry Information
EazyMoney may collect basic information from prospective customers for the purpose of processing their loan enquiry. Such information may include:
• Customer Name
• Residential/Communication Address
• PAN Number
• Mobile Number
• Email Address
• Other basic information required for processing the customer's loan enquiry
3. Forwarding with Customer Consent
With the customer's consent, EazyMoney forwards the relevant customer lead and information to an appropriate local agent or lender-associated representative who may further communicate with the customer and process the loan enquiry.
4. Independent Processing by Local Agents & Lenders
The concerned local agent or lender representative independently handles the subsequent loan-processing activities, including customer communication, KYC/document verification, eligibility assessment, loan application processing, and other requirements as applicable.
5. No Loan Guarantee & Final Sanction Authority
The final decision regarding loan approval, sanction, loan amount, interest rate, terms, and disbursement is solely made by the concerned lender or authorized loan-processing party. EazyMoney does not guarantee or represent that any customer will receive a loan.
6. Strictly Limited Scope of EazyMoney's Role
EazyMoney's role is strictly limited to:
1. Generating loan leads from interested customers;
2. Collecting basic customer information for the loan enquiry;
3. Obtaining customer consent for referral/forwarding of the lead;
4. Forwarding customer leads and relevant details to suitable local loan agents or lender-associated representatives; and
5. Facilitating communication between prospective customers and the relevant loan-processing party.
EazyMoney therefore functions as a lead generation and referral platform, and not as a direct loan provider or lender.
7. Customer Consent & Data Sharing
Customer information is shared with the relevant loan-processing party only for the purpose of responding to and processing the customer's loan enquiry, subject to the customer's consent and applicable terms and privacy practices.
EazyMoney does not itself make the final credit or lending decision. The concerned lender, local agent, or authorized representative independently evaluates the customer's application and determines whether and on what terms a loan may be offered.
8. Credit Improvement Plan & Consultancy Service Charge (₹199)
EazyMoney collects ₹199 as a Credit Improvement Plan / Consultancy Service charge from customers.
This ₹199 payment is strictly towards the consultancy/service provided by EazyMoney and is not related to loan repayment, EMI, interest, principal amount, loan processing repayment, overdue payment, or repayment of any loan.
For queries or assistance regarding this document, please contact our compliance team at contact@eazymoney.space.